Does Insurance Cover Water Damage? | What Jacksonville Homeowners Need to Know

When Disaster Strikes, Trust the Truck with the Duck!

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It depends — and your first call matters more than you think.

At All Dry Jacksonville, we’ve helped hundreds of homeowners navigate water damage claims — and one thing’s clear: calling your insurance company too soon can sometimes hurt your coverage.

Here’s what you need to know:
✔️ Insurance may cover sudden, accidental water damage (like a burst pipe)
✔️ It often won’t cover damage from long-term leaks or mold
✔️ Even a call to your insurer can open a claim on your record
✔️ Calling us first means we help you assess before you commit

We work with adjusters, but we work for you. We’ll help you document the damage and decide if a claim makes sense — before you risk a premium hike or denial.

📍 Serving Jacksonville, St. Augustine, and NE Florida
📞 Call us first: (904) 592-9111